Evolution of Fintechs in Argentina


  • Marisa Analía Sánchez Universidad Nacional del Sur
  • Pamela Zalba Universidad Nacional del Sur
  • Juan Zoppis Universidad Nacional del Sur




The purpose of this paper is to analyse the fintech industry in Argentina. The methodology adopts an exploratory approach based on Actor-Network theory. Secondary data sources and the use of three case studies support information gathering. Results show that there are more than one hundred fintechs. Cases reveal that a key fintechs’ competitive advantage is to offer a service much more agile, simple and in less time than a brick-and-mortar bank. Practical insights on how to interact with other actors in a business ecosystem and build on network effects to capture value are discussed. The regulatory framework is still on the making what poses a major challenge for enterprises.


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How to Cite

Sánchez, M. A., Zalba, P., & Zoppis, J. (2020). Evolution of Fintechs in Argentina. Dimensión Empresarial, 18(4). https://doi.org/10.15665/dem.v18i4.2322